Health insurance is vitally important especially for our children. Small children need vaccinations and preventive care as well as treatment for common recurring illnesses such as ear infections and allergies. For older children and teenagers getting regular checkups from a doctor can keep them healthy so that they miss fewer days of school. Most people would agree that having adequate medical coverage is important but for many working-class families the burden of another monthly payment is too much to bear.

But there is a program available that will provide free health insurance for children. If your children are not eligible for Medicaid there is a good chance they will be eligible for the Insure Kids Now program. The Insure Kids Now program is sponsored by the Health Resources and Services Administration which is an agency of the US Department of Health and Human Services.

The programs vary somewhat from state to state but they make it possible to get free health insurance for children from birth until their 19th birthday. If your child isn’t eligible for free health insurance there is still a very good chance that they would be eligible for very low cost health insurance. The eligibility requirements depend on the number of people in your family and your family’s monthly income.

The children that are eligible for this program generally come from working class families where the children are not covered by an employer sponsored benefits package and whose family cannot afford private health insurance.

To learn about the eligibility requirements for your state you can call the following toll-free number 1-877-543-7669. In most states you can apply through the mail by filling out a very short application or you may even be able to apply over the phone.

This entry was posted on Wednesday, July 30th, 2008 at 3:32 pm and is filed under Health Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.